Abstract: “Agriculture, rural areas and farmers” is an important issue which the government has been focused on.The key to solve this problem lies on the steady development of rural economy, and the development of modern rural economy can not run without the strong support of rural finance. In particular, the help of meeting the demand of rural cooperative financial organization with present rural finance’s multi -level and regional unbalanced development characteristics of. This article mainly analyzes the current difficulties in the development of China's rural financial organization, discusses the deep reasons in detail, and puts forward some countermeasures on the development of China'srural financial organization.